Author: Admin

Monday, March 12, 2007

The United States Army’s Surgeon General Lt. Gen. Kevin C. Kiley resigned Monday due to the recent Walter Reed Army Medical Center neglect scandal. Lt. Gen. Kiley is the third official to be stripped of command due to the scandal.

Although he officially resigned, Pentagon officials made it clear that he had been dismissed over the scandal that has outraged veterans’ groups and appalled America.

Lt. Gen. Kiley was heavily criticized for his actions at Walter Reed Army Medical Center, where the hospital was kept in very poor condition and its patients neglected.

Friday, December 29, 2006

Real estate tycoon Donald Trump on CNN’s Anderson Cooper 360 reacted to Rosie O’Donnell’s comments about him on the The View.

“Rosie has some real problems,” Trump said on Anderson Cooper 360. “Rosie’s a loser. She’s been a loser always.”

It started when Miss USA Tara Conner was caught under age drinking. Trump, the owner of the Miss Universe Organization, gave her a second chance. Rosie O’Donnell called him a “Pimp” on her personal blog and said he has no right to be “the moral compass for 20-year-olds in America” on The View, which she co-hosts.

“Rosie got mentally beaten up by me,” Trump told The Post yesterday, “because she’s a mental midget, a low-life.”

“It’s too bad a degenerate is able to get away with things like that,” Trump said yesterday. “I met Tara the night of the pageant and didn’t see her again until she got into trouble.”

Trump said that he would sue her over her comment.

“It will never end on my behalf because I’ve exposed Rosie for what she is: a very dumb human being,” Trump told the Associated Press. “She’s got no intelligence, but I’ve known that for a long time. Unfortunately, Rosie’s pulled the wool over the public.”

When CNN contacted O’Donnell, one of her representatives said she was unavailable for comment. CNN’s Anderson Cooper 360 also said that she is welcome to comment anytime.

Thursday, October 3, 2013

A review this week by Wikinews of US Consumer Financial Protection Bureau (CFPB) complaints about mortgages in the United States shows Bank of America leads all lending institutions in complaints.

Since mortgages complaints were recorded in December 2011, 77,622 total have been added to CFPB’s database. 29.2% of these complaints involved Bank of America, with the second most received by Wells Fargo, accounting for 15.5% of all complaints. JPMorgan Chase ranked third by volume of complaints with 9.8%. Ocwen was fourth with 8.7% and Citibank was fifth with 4.8%. Nationstar Mortgage; Green Tree Servicing, LLC; HSBC; PNC Bank; U.S. Bancorp; OneWest Bank; SunTrust Bank; Flagstar Bank; and Select Portfolio Servicing, Inc. each had between 1.0 and 3.8% of total complaints. The remaining 14.4% of all complaints about consumer mortgages were divided between about 530 other lending institutions.

The Motley Fool reported last month that for the past fiscal quarter, the biggest US based mortgage lenders were from first to fifth Wells Fargo, JPMorgan Chase, Bank of America, Quicken Loans and U.S. Bancorp.

According to the US Federal Reserve, debt for family residences stands at US$10.706 trillion for the second quarter of 2013. As of the end of June of this year, Bank of America is the United States’s second largest commercial bank with US$1.343 trillion in domestic assets. Wells Fargo is the fourth largest commercial bank with US$1.251 trillion in domestic assets. JPMorgan Chase is the largest US commercial bank with US$1.329 trillion in domestic assets and US$1.947 trillion in total assets.

The mortgage complaints in the CFPB report include several subproducts. Conventional fixed mortgages account for 27.1% of all complaints. Conventional adjustable mortgages account for 10.0%. FHA mortgages account for 7.7% of all complaints. Home equity loans or lines of credit account for 3.8% of all complaints. VA mortgages are 1.4% of all complaints. Second mortgages and reverse mortgages each account for 0.6% of complaints. The remaining 48.7% of complaints are about other mortgages or other mortgage issues. A few years ago, FHA loans accounted for about 10% of all US mortgages while VA loans accounted for about 3%. Prime loans accounted for over 75% of the market and the rest were subprime mortgages.

California leads all states by volume of complaints with 14768. It is followed by Florida, New York, Georgia and Texas. When complaints are divided by a state’s total population, New Hampshire leads. The state is followed by Washington D.C., Maryland, Georgia and Florida. Complaints do not correlate with national rankings for August’s foreclosure rate by state where Nevada topped the list, followed by Florida, Ohio, Maryland and Delaware.

Two zip codes account for over 1,000 total complaints between them. 565 complaints originated in the 48382 zip code, which is in Commerce Township, Michigan, located in suburban Detroit. 553 complaints originated in the 33071 zip code, in Coral Springs, Florida. According to real estate website Zillow, there are currently 1,033 properties in foreclosure in Coral Springs while Commerce Township only has 131 properties currently in foreclosure. Four other zip codes have 100 plus complaints originating from them. 91730, in Rancho Cucamonga, California, had 158 complaints. 33409, in West Palm Beach, Florida, had 132. 92626, in Costa Mesa, California, had 125 complaints. 92660, in Newport Beach, California, had 122 complaints. Respectively, the towns had 534, 1,068, 153, and 134 properties currently in foreclosure. These numbers are higher than for the cities of a few sampled zip codes where there was only one complaint, such as Gold Hill, Oregon which has 4 properties in foreclosure, and Decatur, Illinois which has 6 properties in foreclosure.

The CFPB categorizes complaints into six categories: “Loan modification, collection,foreclosure” or problems when a person is unable to pay; “Loan servicing, payments, escrow account” or problems with making a payment; “Application, originator, mortgage broker”; “Credit decision / Underwriting”; “Settlement process and costs”, and “Other”. The CFPB says the complaint types indicate consumers “appear to be driven by a desire to seek agreement with their companies on foreclosure alternatives. The complaints indicate that consumer confusion persists around the process and requirements for obtaining loan modifications and refinancing, especially regarding document submission timeframes, payment trial periods, allocation of payments, treatment of income in eligibility calculations, and credit bureau reporting during the evaluation period.” Currently, 59.6% of all complaints against lenders deal with being unable to pay. 25.1% deal with problems in making a payment. 7.0% have to do with the application process.

Of the complaint-heavy zip codes, for 48382 in Commerce Township, Michigan, 98.9% of all complaints have to deal with being unable to pay. Accounting for 23.4% of all mortgage complaints in Commerce Township, 132 of the complaints for being unable to pay were made regarding Bank of America, accounting for 97.8% or all but 3 complaints against them from the zip. 121 of the Bank of America responses in Commerce Township were closed with explanation and 12 were closed with non-monetary relief. 33071 in Coral Springs is different, with 537 of the 553 complaints being categorized under other. Only 11 complaints relate to foreclosure and issues with being able to pay. 92626 in Costa Mesa, where 32% of the mortgage complaints were about Bank of America and 26.4% were about Wells Fargo, had 93.6% of its complaints dealing with being unable to pay. 5 total complaints dealt with payment issues and 3 dealt with applications.

Beyond regional variance in complaint types lodged, the top five mortgage lenders by volume of complaints all had being unable to pay as their top complaint category, ranging between 55.8% for Citibank and 69.4% for Bank of America. Problems with payment accounted for the second largest area of complaints, with Ocwen having the largest percentage of complaints at 31.9% and Bank of America having the smallest at 18.8%. Foreclosure was the top area of complaints for a number of other lending institutions including 1st Alliance Lending, OneWest Bank, Ally Bank, Banco Popular de Puerto Rico, Bank of the West, BMO Harris, BOK Financial Corp, Caliber Home Loans, Inc, Capital One, Deutsche Bank and EverBank.

Nationally, complaints reached a high of 5,840 for January 2013, 1,107 more than the next highest month of April 2013. The total emerging for September is the second lowest since records were first kept in December 2011. On a state by state level, this pattern largely repeats with a major exception for Florida which saw a peak of 849 complaints in June 2012. Then, as now, Florida was one of the top five states in the nation in its foreclosure rate. The national January spike came as the Qualified Mortgage standard required by the The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 came into play. It required mortgage lenders to take steps to insure borrowers could repay their mortgages.

Bank of America’s complaint volume follows the national trend, with a spike in January 2013 with 1,925 total complaints. Unlike nationally, the next month by volume of complaints was February of this year with 1,598 complaints. Prior to that, the highest month was May 2012 with 1,418 complaints. The lowest volume of complaints is September this year with 334.

Wells Fargo matched national trends for volume of complaints by month, with the exception of the current month being the lowest on record for number of complaints with 197 compared to the next lowest month, December 2011, when they had 221. JPMorgan’s complaint volume by month spiked in January and March of this year with 504 complaints. April of this year was the next highest month with 493 complaints, edging out May of last year with 488 complaints. September this year is on track to be the lowest month by complaint volume.

The federal government shutdown is unlikely to impact the current mortgage situation in the United States directly for most consumers, though mortgage processing by the Federal Housing Administration could be slower, resulting in fewer mortgages processed.

Wednesday, September 20, 2006

Richard Hammond, a British television presenter known for presenting shows such as Top Gear and Brainiac, is in a “stable” condition in hospital following a car accident during filming for Top Gear. He was injured when the jet-powered car he was driving crashed during filming for the former. The car, similar to the “Vampire” which holds the British land speed record, overturned whilst being driven at speeds of up to 300 miles per hour at Elvington airfield near York, in what was suggested to be an attempt at bettering the previous record. It has been suggested that he succeeded in a previous attempt. Emergency services were called to the scene at 5.45pm local time (16.45 UTC).

He was airlifted to the specialist neurological unit at Leeds General Infirmary. A former firefighter who was providing fire safety at the site and witnessed the accident said that Hammond was initially unconscious but able to speak when removed from the wreckage. At the time he indicated some pain in his lower back. Numerous eyewitnesses from the Top Gear crew claimed he was ‘helped into’ an air ambulance, suggesting he was conscious at the time. The ambulance service is reported to have said that Hammond was unconscious when they arrived at the scene, but began to regain consciousness upon arrival at the hospital.

The car was “very very badly damaged and in many pieces on the runway”, according to BBC News 24, reporting comments made by his colleagues.

A web sitehas been set up for well-wishers enabling them to donate to the Yorkshire Air Ambulance. This site will accept donations until January 21, 2007. As of 23.09 (UTC) 21st September 2006 (day 2) £52,239.90 had been raised, surpassing the original target of £340.00 and well past their target of £51,000 (150 flights) that was set in the past few days.

Wednesday, January 2, 2008

Duncan Hunter is an American politician who has been a Republican member of the House of Representatives since 1981 from California’s 52nd congressional district in northern and eastern San Diego. It was previously numbered the 42nd District from 1981 to 1983 and then the 45th District from 1983 to 1993. Hunter was the chairman of the House Armed Services Committee during the 109th Congress. Hunter is currently seeking the Republican Party nomination for President of the United States. Below is David Shankbone’s interview with the Congressman.

Thursday, November 16, 2006

Buffalo, New York —A proposed hotel that was supposed to be built at the corner of Elmwood and Forest Avenues in Buffalo, New York is apparently off the table. The former proposal was going to be called The Elmwood Village Hotel and would have consisted of 72 rooms and cost between $7 to $10 million American dollars to build.

Today several unknown individuals were seen removing a sign that was dedicated to the “Elmwood Village Gateway,” which signifies the beginning of the Elmwood Village at the formerly proposed project’s location.

Nearly an hour later the men replaced the sign with a different and unexpected sign: “For Sale: 5 commercial parcels and 1 carriage house, By: Owner.” Those 5 “parcels” are 1109-1121 Elmwood and 999 Forest Avenue, which is located in an illegal alley, according to the City of Buffalo, behind the 5 other properties on Elmwood. Hans Mobius owns all properties named in the sale.

Sam Savarino, CEO of Savarino Companies never owned the properties and has repeatadly told Wikinews in exclusive interviews that he still had a “contract to buy the properties” and on October 2, 2006 told Wikinews in an exclusive interview that he “extended” the “agreement to purchase the property[s] and will have it under contract for what we hope is a sufficient period of time.”

“He [Mobius] is undoubtedly concerned because he has lost some tenants and is a bit impatient. I think he has properly portrayed the situation,” said Savarino in an exclusive interview with Wikinews.

Savarino also says that there may be “legal issues” to work out now, before anything else can move forward, regarding the proposal.

“There are some legal complexities that must be sorted out before anything can happen there,” added Savarino.

The welcome sign was; however, not removed entirely. The sign was placed, facing the same direction of north, on the side of the Forest Plaza Art Gallery, a new art gallery located on the corner of Forest and Elmwood.

Nancy Pollina, owner of Don Apparel which was located at 1109 Elmwood, but closed on October 14, 2006 considers this a possible “victory” in regards to the lawsuit filed against the hotel to stop it from being built, alleging that several laws were broken, including not performing an Environmental Impact Study before the proposal was approved by the city, during its approval and the proposal was “rushed.” Patricia Morris, who operates Don Apparel with Pollina, Angeline Genovese and Evelyn Bencinich, owners of residences on Granger Place which abut the rear of the proposed site, Nina Freudenheim, a resident of nearby Penhurst Park, and Sandra Girage, the owner of a two-family residence on Forest Avenue less than a hundred feet from the proposed hotel’s sole entrance and exit driveway, were also plaintiffs in the lawsuit. They filed the suit with a lawyer representing them, Arthur J. Giacalone, on April 25, 2006 in New York State Supreme Court, but the case has never gone to a courtroom.

Giacalone believes that a press release issued in July regarding the project was nothing but a statement to “save face,” but that the placement of the for sale sign might be a way of convincing Savarino to speed up the sale of the properties.

“I thought all along that Savarino’s July press release might be no more than an effort to save face. But we have no way of knowing. Similarly, Mobius might have put the for-sale sign up in an attempt to pressure Savarino into closing the deal. There’s no way to tell,” said Giacalone in an exclusive interview with Wikinews.

In regards to the lawsuit, Giacalone thinks it may now be in “limbo.”

“The lawsuit still sits in limbo,” added Giacalone.

Thursday, October 25, 2012

2012 US presidential election candidates Barack Obama and Mitt Romney took part Monday in their third and final presidential debate at Lynn University in Florida. The topic of the debate was foreign policy and the candidates discussed the Arab Spring, Iran, and Mali, among other issues.

Mr. Obama criticised Mr. Romney’s foreign policy positions as “all over the map”. “Every time you have offered an opinion you have been wrong.” “You said we should have gone into Iraq, despite the fact there were no weapons of mass destruction. You said we should still have troops in Iraq to this day. You said we shouldn’t be passing nuclear treaties with Russia.” Mr. Romney countered saying Mr. Obama had failed to take proper advantage of the Arab Spring: “I congratulate him on taking out Osama bin Laden and going after the leadership of al-Qaeda, but we can’t kill our way out of this mess”.

Mr. Romney said Mr. Obama was proposing military budget cuts. He said “the highest responsibility of the President of the United states … is to maintain the safety of the American people, and I will not cut our military budget by a trillion dollars… That in my view is making our future less certain and less secure”. Mr. Obama accused Mr. Romney of not properly understanding modern defense priorities. “You mention the navy, for example, and that we have fewer ships than we did in 1916. Well Governor, we also have fewer horses and bayonets. Because the nature of the military has changed. We have these things called aircraft carriers, where planes land on them. We have these ships that go underwater, nuclear submarines”.

Mr. Romney criticized his opponent for visiting the Middle East on an “apology tour”, and said he would be tougher with Iran. “I think from the very beginning, one of the challenges we’ve had with Iran is that they have looked at this administration and felt that the administration was not as strong as it needed to be. We’re four years closer to a nuclear Iran and we should not have wasted these four years.” Mr. Obama said he would stand with Israel against Iranian threats but added that the main national security concern was terrorist networks. He said his administration had focused on “those who actually killed us on 9/11” and said that under his leadership, “al-Qaeda’s core leadership has been decimated”. Mr. Romney said northern Mali had been taken over by “al-Qaeda-type individuals” .

Mr. Romney criticized China for “holding down artificially the value of their currency”. He added “on day one, I will label them a currency manipulator, which allows us to apply tariffs where they’re taking jobs.” Mr. Obama countered saying under Mr. Romney’s policy America would be “buying cars from China instead of selling cars to China”.

A poll, taken by CBS straight after the debate, indicated 53% of voters thought Mr. Obama had done better, while only 23% thought Mr. Romney had done better.

Both candidates now have plans for continued campaigning ahead of the election on November 6. Mr. Obama is to travel through Ohio, Florida, Virginia, Iowa, Colorado, and Nevada as well as appearing on The Tonight Show with Jay Leno in a two-day “America Forward Tour”. Mr. Romney is to hold two joint rallies with his vice-presidential candidate Paul Ryan in Nevada and Colorado before going on to campaign in Iowa and Ohio. Mr. Romney’s advisers said he would also consider making a speech on government spending and debt in the next few days.

Thursday, November 8, 2007

India is the latest of the countries where the One Laptop Per Child (OLPC) experiment has started. Children from the village of Khairat were given the opportunity to learn how to use the XO laptop. During the last year XO was distributed to children from Arahuay in Peru, Ban Samkha in Thailand, Cardal in Uruguay and Galadima in Nigeria. The OLPC team are, in their reports on the startup of the trials, delighted with how the laptop has improved access to information and ability to carry out educational activities. Thailand’s The Nation has praised the project, describing the children as “enthusiastic” and keen to attend school with their laptops.

Recent good news for the project sees Uruguay having ordered 100,000 of the machines which are to be given to children aged six to twelve. Should all go according to plan a further 300,000 machines will be purchased by 2009 to give one to every child in the country. As the first to order, Uruguay chose the OLPC XO laptop over its rival from Intel, the Classmate PC. In parallel with the delivery of the laptops network connectivity will be provided to schools involved in the project.

The remainder of this article is based on Carla G. Munroy’s Khairat Chronicle, which is available from the OLPC Wiki. Additional sources are listed at the end.

Thursday, June 23, 2011

NASA’s Cassini–Huygens spacecraft has discovered evidence for a large-scale saltwater reservoir beneath the icy crust of Saturn’s moon Enceladus. The data came from the spacecraft’s direct analysis of salt-rich ice grains close to the jets ejected from the moon. The study has been published in this week’s edition of the journal Nature.

Data from Cassini’s cosmic dust analyzer show the grains expelled from fissures, known as tiger stripes, are relatively small and usually low in salt far away from the moon. Closer to the moon’s surface, Cassini found that relatively large grains rich with sodium and potassium dominate the plumes. The salt-rich particles have an “ocean-like” composition and indicate that most, if not all, of the expelled ice and water vapor comes from the evaporation of liquid salt-water. When water freezes, the salt is squeezed out, leaving pure water ice behind.

Cassini’s ultraviolet imaging spectrograph also recently obtained complementary results that support the presence of a subsurface ocean. A team of Cassini researchers led by Candice Hansen of the Planetary Science Institute in Tucson, Arizona, measured gas shooting out of distinct jets originating in the moon’s south polar region at five to eight times the speed of sound, several times faster than previously measured. These observations of distinct jets, from a 2010 flyby, are consistent with results showing a difference in composition of ice grains close to the moon’s surface and those that made it out to the E ring, the outermost ring that gets its material primarily from Enceladean jets. If the plumes emanated from ice, they should have very little salt in them.

“There currently is no plausible way to produce a steady outflow of salt-rich grains from solid ice across all the tiger stripes other than salt water under Enceladus’s icy surface,” said Frank Postberg, a Cassini team scientist at the University of Heidelberg in Germany.

The data suggests a layer of water between the moon’s rocky core and its icy mantle, possibly as deep as about 50 miles (80 kilometers) beneath the surface. As this water washes against the rocks, it dissolves salt compounds and rises through fractures in the overlying ice to form reserves nearer the surface. If the outermost layer cracks open, the decrease in pressure from these reserves to space causes a plume to shoot out. Roughly 400 pounds (200 kilograms) of water vapor is lost every second in the plumes, with smaller amounts being lost as ice grains. The team calculates the water reserves must have large evaporating surfaces, or they would freeze easily and stop the plumes.

“We imagine that between the ice and the ice core there is an ocean of depth and this is somehow connected to the surface reservoir,” added Postberg.

The Cassini mission discovered Enceladus’ water-vapor and ice jets in 2005. In 2009, scientists working with the cosmic dust analyzer examined some sodium salts found in ice grains of Saturn’s E ring but the link to subsurface salt water was not definitive. The new paper analyzes three Enceladus flybys in 2008 and 2009 with the same instrument, focusing on the composition of freshly ejected plume grains. In 2008, Cassini discovered a high “density of volatile gases, water vapor, carbon dioxide and carbon monoxide, as well as organic materials, some 20 times denser than expected” in geysers erupting from the moon. The icy particles hit the detector target at speeds between 15,000 and 39,000 MPH (23,000 and 63,000 KPH), vaporizing instantly. Electrical fields inside the cosmic dust analyzer separated the various constituents of the impact cloud.

“Enceladus has got warmth, water and organic chemicals, some of the essential building blocks needed for life,” said Dennis Matson in 2008, Cassini project scientist at NASA’s Jet Propulsion Laboratory in Pasadena, California.

“This finding is a crucial new piece of evidence showing that environmental conditions favorable to the emergence of life can be sustained on icy bodies orbiting gas giant planets,” said Nicolas Altobelli, the European Space Agency’s project scientist for Cassini.

“If there is water in such an unexpected place, it leaves possibility for the rest of the universe,” said Postberg.

Saturday, October 4, 2008

A script prepared by the British Broadcasting Corporation (BBC) and the Government of the United Kingdom in the 1970s, and released today, shows the text of the radio announcement that would be made in case of a nuclear attack on Britain.

The script was released by The National Archives, and it was discussed during the years from 1973 to 1975, as an act of preparation for a nuclear attack. This increased concern occurred due to the ongoing Cold War.

The script started by saying “This is the Wartime Broadcasting Service. This country has been attacked with nuclear weapons. Communications have been severely disrupted, and the number of casualties and the extent of the damage are not yet known. We shall bring you further information as soon as possible. Meanwhile, stay tuned to this wavelength, stay calm and stay in your own homes.” It emphasised people should not leave their homes: “Remember there is nothing to be gained by trying to get away. By leaving your homes you could be exposing yourselves to greater danger.”

“If you leave, you may find yourself without food, without water, without accommodation and without protection. Radioactive fall-out, which follows a nuclear explosion, is many times more dangerous if you are directly exposed to it in the open. Roofs and walls offer substantial protection. The safest place is indoors.”

The script continued by telling citizens to “make sure gas and other fuel supplies are turned off and that all fires are extinguished,” before telling the listener to “use your water only for essential drinking and cooking purposes.”

“Make your food stocks last: ration your supply, because it may have to last for 14 days or more,” continued the script. “If you live in an area where a fall-out warning has been given, stay in your fall-out room until you are told it is safe to come out.”

The script finishes people by telling people to turn off their radio to conserve energy.

The documents were released under Britain’s Freedom of Information Act, and it also said that all reports should be given out in an authoritative and comforting tone. It also contains letters from the Ministry of Posts and Telecommunications which describe how the use of a familiar voice will assure listeners that the BBC has not been obliterated.